Terms

Terms of use

This website is run by Susman Insurance Agency, a licensed California insurance broker (License 0B75129). It shares information about term life insurance and a tool to get quotes based on your answers.

Quotes are estimates. Rates shown come from carriers for the class you chose and are for information only. They are not an insurance offer, a rate promise, or a guarantee of approval. The final premium, class, and approval are set by the carrier's underwriting; the issued policy controls.

No coverage is bound here. Sending a quote request, an application, or a contact form does not create insurance. Coverage exists only when a carrier issues a policy and it is accepted and paid for.

Availability. Products, carriers, and rates change by state and individual and may shift without notice. Quotes are for California.

Information. Articles here are general information, not legal, tax, or financial guidance. Check anything that matters to you with a qualified professional.

Third-party platform. The application uses a secure service run by a third party under its own terms.